How It Works

The 3 C's Methodology

A proven approach to risk management intelligence: Capture information, Curate knowledge, Consult with insights.

📥
1. CAPTURE

Gather Information

Collect data from meetings, documents, voice, APIs, and unstructured sources. Transform raw information into structured inputs.

🗂️
2. CURATE

Organize Knowledge

Structure, validate, enrich, and categorize information. Apply risk taxonomy for consistent knowledge management.

💡
3. CONSULT

Deliver Insights

Analyze, recommend, model scenarios, and generate reports. Transform knowledge into actionable decisions.

Complete Workflow

CAPTURE
Raw Data
CURATE
Structured Knowledge
CONSULT
Actionable Insights
CAPTURE

Information Gathering

The first C focuses on collecting information from various sources and transforming it into usable formats.

Data Sources

  • 📝
    Meeting Minutes
    AI-powered transcription and action item extraction
  • 📄
    Documents
    PDF, Word, Excel processing with intelligent parsing
  • 🎤
    Voice Input
    Speech-to-text with context understanding
  • 🔌
    Bank APIs
    Real-time data feeds from core banking systems

Capture Skills

• meeting-minutes.skill
• document-processing.skill
• voice-transcription.skill
• data-extraction.skill
• interview-capture.skill
• email-parsing.skill
• api-integration.skill

Example: Meeting Capture

Risk committee meeting → AI transcription → Extract action items → Identify risk themes → Structure with taxonomy tags → Ready for curation

Duration: 2-3 minutes per hour of meeting
CURATE

Knowledge Organization

The second C transforms raw information into structured, validated, and enriched knowledge ready for analysis.

Curation Activities

  • 🏗️
    Structuring
    Apply templates, formats, and frameworks
  • Validation
    Check completeness, accuracy, consistency
  • 🏷️
    Categorization
    Apply risk taxonomy for consistent organization
  • 💎
    Enrichment
    Add context, links, regulatory references

Curate Skills

• requirements-structuring.skill
• taxonomy-tagging.skill
• gap-analysis.skill
• data-validation.skill
• knowledge-enrichment.skill
• cross-reference.skill
• version-control.skill

Risk Taxonomy Integration

All curated knowledge is automatically tagged with risk taxonomy categories (Credit, Market, Operational, etc.) enabling powerful search and consistent organization.

Credit RiskMarket RiskOperational RiskRegulatory
CONSULT

Insight Generation

The final C applies expertise to curated knowledge, delivering analysis, recommendations, and actionable insights.

Consultation Services

  • 📊
    Framework Analysis
    Apply 30+ years of risk frameworks
  • 💡
    Recommendations
    Context-aware, actionable guidance
  • 🎯
    Scenario Modeling
    What-if analysis and stress testing
  • 📋
    Report Generation
    Board packs, executive summaries, presentations

Consult Skills

• framework-analysis.skill
• recommendation-generation.skill
• scenario-modeling.skill
• report-generation.skill
• board-presentation.skill
• regulatory-guidance.skill
• implementation-roadmap.skill

Example: Credit Risk Consultation

Question: "Is 42% SME concentration a problem?" → Apply concentration framework → Compare to limits → Analyze trends → Calculate stress scenarios → Generate recommendations → Create board presentation

Output: Comprehensive risk assessment with HIGH confidence rating

3 C's + Skills + Patterns = Complete Solution

The 3 C's methodology provides the structural framework. Skills are the modular capabilities within each C. Patterns combine skills across all 3 C's for end-to-end workflows.

Pattern: board-risk-report
CAPTURE: portfolio-data-extraction.skill
CURATE: data-validation.skill → taxonomy-tagging.skill
CONSULT: trend-analysis.skill → framework-analysis.skill → board-presentation.skill
Result: Complete board pack in 6 minutes vs 2 days manually

See the 3 C's in Action

Explore how Risk Agents applies this methodology across 9 risk domains.